What is Short-Term Disability Insurance? 

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 

Plan Rules:

• Eligibility: All full-time employees working 20+hours/week
  • Coverage through Mutual of Omaha
  • Must be actively at work on the effective date
  • No Health Questions - EVERY YEAR! (Pre-existing condition will apply for new participants)
  • Employees can choose to start/stop their sick leave
  • Pays in addition to sick leave and does not offset with sick leave (Above 100% of pre-disability earnings)
  • Employee does not have to exhaust sick leave prior to receiving a benefit

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What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 

Plan Rules:

• Eligibility: All full-time employees working 20+hours/week
  • Coverage provided by Mutual of Omaha
  • Must be actively at work on the effective date
  • If electing outside of the initial open enrollment period, health questions will be required
  • Employees can choose to start/stop their sick leave. Decision must be made at beginning of leave.

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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Mutual of Omaha Website Link