What is Critical Illness Insurance?

Supplemental coverage that protects families from additional costs associated with unforeseen catastrophic illnesses. It does not coincide with health insurance – payments are made directly to you.

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Plan Rules:

• Eligibility: All full-time employees working 20+hours/week, spouse and unmarried children (up to age 26)

• Coverage through UNUM

• Issue Age - Rates are locked in and will not increase with age

• If electing outside of the initial new hire enrollment period, health questions will be required

• Keep your coverage even if you retire or change employers

• Dependent Children up to Age 26 are automatically enrolled in the Critical Illness Benefit if employee enrolls in CI

• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety